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A MORTGAGE
FOR EVERY NEED

Alternative financing refers to options that go beyond traditional mortgage loans from banks and other financial institutions. These options may be suitable for individuals who do not meet the eligibility requirements for a traditional mortgage, such as those who are self-employed or have bad credit.

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Types of Alternative Financing Mortgages

There are several types of alternative financing mortgages to choose from, depending on your specific needs and financial situation. Some options include:

  • Private mortgage: A mortgage funded by a private lender, rather than a traditional financial institution.
  • Self-employed mortgage: A mortgage specifically designed for self-employed individuals, who may have more difficulty qualifying for a traditional mortgage due to fluctuating income or a lack of traditional employment verification.
  • Bad credit mortgage: A mortgage for individuals with less-than-perfect credit, who may not qualify for a traditional mortgage.
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Eligibility Requirements

Eligibility requirements for alternative financing may vary depending on the specific type of loan, but generally include factors such as:

  • credit score,
  • debt-to-income ratio,
  • down payment,
  • and income and assets.

The process and paperwork for alternative financing may also be different from traditional mortgage loans, including the application, pre-approval, closing, and appraisal.

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