Mortgage Rates

For Southwestern Ontario

Today’s Great Rates

Our network of 35 lenders means you will always get a great rate on a mortgage that fits your needs.

5-YEAR FIXED

1.39%

As of January 4, 2021.

TermRate
1 Year Fixed2.54%
2 Year Fixed2.29%
3 Year Fixed2.14%
4 Year Fixed2.04%
5 Year Fixed1.39%
5 Year Variable1.35%

Individual rates vary based on several factors, including: down payment, term length, credit score & history.

Canada’s New Mortgage Rules

Since 2018, each Canadian will receive their own unique mortgage rate. This rate is based on a few factors including:

  • Income and assets
  • Any debts
  • Employment history
  • Down payment percentage
  • Credit history
  • Property value

To find out what rate you qualify contact a mortgage expert today.

Get Pre-Approved

Pre-qualifying does two important things:

  • Find out the mortgage amount you can afford.
  • Hold a rate for up to 120-days.

It only takes a few minutes to be pre-approved for a mortgage with no obligation. We will review your information and find the best rates & terms that fit your need. To get pre-approved speak with a mortgage expert.

Book a Consultation

Let’s talk about your options and when the time is right we can lock in a low mortgage rate for 120-days.