Mortgage Rates
For Southwestern Ontario
Today’s Great Rates
Our network of 35 lenders means you will always get a great rate on a mortgage that fits your needs.
5-YEAR FIXED
1.39%
As of January 4, 2021.
| Term | Rate |
|---|---|
| 1 Year Fixed | 2.54% |
| 2 Year Fixed | 2.29% |
| 3 Year Fixed | 2.14% |
| 4 Year Fixed | 2.04% |
| 5 Year Fixed | 1.39% |
| 5 Year Variable | 1.35% |
Individual rates vary based on several factors, including: down payment, term length, credit score & history.
Canada’s New Mortgage Rules
Since 2018, each Canadian will receive their own unique mortgage rate. This rate is based on a few factors including:
- Income and assets
- Any debts
- Employment history
- Down payment percentage
- Credit history
- Property value
To find out what rate you qualify contact a mortgage expert today.
Get Pre-Approved
Pre-qualifying does two important things:
- Find out the mortgage amount you can afford.
- Hold a rate for up to 120-days.
It only takes a few minutes to be pre-approved for a mortgage with no obligation. We will review your information and find the best rates & terms that fit your need. To get pre-approved speak with a mortgage expert.
Book a Consultation
Let’s talk about your options and when the time is right we can lock in a low mortgage rate for 120-days.