Mortgage Program

As a newcomer to Canada, you may find the process of securing a mortgage to be slightly different than what you're used to.

Modern town houses available to newcomers to Canada

Newcomers to Canada are an important and growing segment of the population, making up a significant portion of new mortgage holders. While it can be exciting to purchase a new home in your adopted country, there are a few challenges that you should be aware of before beginning the process.

We have a team of experienced mortgage professionals who are ready to help you navigate the home-buying process. We know that the process can be daunting, especially if you're not familiar with the Canadian housing market. That's why we'll work closely with you to understand your needs and find the best mortgage solution for your situation.


As a permanent resident of Canada, you have access to all of the country's homeowner mortgage loan insurance programs.

Non-residents who have legal status to work in Ontario, Canada (with a work permit) may be eligible to get a mortgage.

Newcomers to Canada can often qualify for a mortgage, so long as they meet a number of standard financial requirements.

If you are a newcomer to Canada, you will need to go through one of Canada's default mortgage lenders to get a mortgage:

  • CMHC
  • Genworth Canada
  • Canada Guaranty

If you're ready to start the home buying process, contact us today and one of our mortgage experts will be happy to help you get started.

Lets get started


Your mortgage matters. To learn about your mortgage options, lock in your mortgage rate and more – whatever you need, we’ll do the work for you.