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Need $10,000 to $500,000?

Do you need to borrow money for personal or business needs? Consider a private mortgage or home equity loan from a private lender. With a private mortgage you can get quick access to funds and borrow as much as 85% of the value of your home.

What is a Private Mortgage?

Private mortgages allow you to unlock the value of your property. The home or property you own has value, you can use that value to pay business expenses, education, home renovations, debt consolidation, second mortgage, back taxes, or any other reason that you may need to unlock the liquidity of your investment. From $10,000 to $500,000, with a private mortgage or home loan you can get quick access to funds and borrow as much as 85% of the value of your home.

Equity is based on the value of your house less mortgage amount. Unlock up to 85% of your home equitywith a private mortgage.

Available equity

When is it time for a Private Mortgage?

When you can’t qualify for a traditional mortgage or loan and own a home, you may be eligible for a home equity loan through a private mortgage lender.

Whether you need to borrow money for personal or business needs, a private mortgage (or home equity loan) from a private lender is ideal for:

Self-Employed Individuals

Traditional financial institutions require conventional sources of income verification, which can make borrowing a real challenge for self-employed individuals. A private mortgage through a private mortgage lender is often the most ideal solution.

Second Mortgages or Investment Property

Traditional banks take a conservative approach to lending to borrowers for second mortgages or investment properties, while private mortgage lenders can help secure more property, or complete renovations on an existing home.

Bad Credit/No Credit

Those with poor credit or no credit who have been turned down by major banks have options with private mortgage lenders. While you may not qualify for the lowest possible mortgage rate, private lenders assess income, equity and property value to determine a viable mortgage product for you.


Individuals with family unrest often need quick and easy solutions to housing. Private mortgage lenders can offer more flexible qualifications for mortgage loans, ensuring minimal disruption to your housing situation or loss of a home.

Our mortgage brokers have access to a vast network of private mortgage lenders. Let us assess your personal situation to see if a private mortgage/home loan is the right choice for you.

Benefits of a Private Mortgage/Home Loan

Quick Money

Get access to funds in less than 1 week with a minimal amount of paperwork from private mortgage lenders.

Easy Approval

Approvals are easy even with bad credit, no credit or low income.

Interest Only Payments

If needed, you can opt for interest only payments, keeping your monthly costs low.

Short Term Loans

Private mortgages are great for short term loans, with less paperwork and an easy approval process. If needed, long term loans are also available.

Apply Online

Take the first step towards securing your private mortgage, or home loan. It’s easy! Let us know a bit about your unique needs and circumstances by filling out the form below. Once we’ve received your information, we can determine which options are best aligned with your goals and create a plan for next steps. If you would prefer to book an appointment or get started over the phone, please call 226-785-0495.