When it comes to choosing a mortgage, one of the most important decisions you will make is selecting the type of interest rate. There are three main options to consider: fixed, variable, and hybrid or combination.
As of April 05, 2023
Individual rates vary based on several factors, including: down payment, term length, credit score and history. Contact us to find your exact rate.
A fixed interest rate means that the rate you pay on your mortgage will remain the same for the entire term of your loan. This can provide peace of mind, as you'll know exactly what your monthly payments will be. However, if interest rates drop, you may miss out on the opportunity to save money on your mortgage.
On the other hand, a variable interest rate means that the rate you pay can fluctuate based on changes in the market. While this can potentially lead to lower monthly payments if rates go down, it also carries more risk, as your payments could increase if rates rise.
We’re your advocate for mortgage success. That means we work for you – and we work hard – to make competitive deals that meet your personal and financial needs.
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