Mortgage Refinancing & Renewals

Replace your existing mortgage with something better.

Mortgage Refinancing

When it’s time to renew your mortgage, you don’t always have to re-sign with your current provider. You can refinance your mortgage to lower your interest rate, reduce your monthly payment, or withdraw funds to cover other expenses.

  • Eligible borrowers can potentially save thousands.
  • Better terms can help account for recent lifestyle changes.
  • Gain access to equity you’ve earned over time.

What is Mortgage Refinancing?

When your existing mortgage isn’t working for you, refinancing enables you to secure a brand-new mortgage with a different interest rate and payment schedule. 

Who is eligible?

Eligibility can depend on several factors including your credit score, existing loan terms, and lender.

Our brokers are happy to assess your individual situation and reach out to our private lender network for you.  

When can I start the process?

The best time to explore your options is when your existing mortgage is up for renewal.

Typically, the refinancing process and paperwork can begin anytime within 6 months of your renewal date.


We are happy to have helped hundreds of families in the London Area over the past 25 years with their mortgages and property financing needs.

Jay Rahn

Google Review

“This is my second time dealing with them and they are fantastic! Dani Hanna and his team make you feel like it’s the easiest thing you’ve ever done and communication throughout the process is quick and easy.

All around great company and would highly recommend!”

Jessa Patino-Pizarro

Facebook Review

“Just a few weeks ago, we were lost, confused and desperate. Buyers of our home refused to close. Our situation is rare. I googled mortgage brokers in London and luckily I found RMA. In just few minutes, I got a call back and explain our situation. Thank you for saving our dream home. We were able to close on our purchase and thank you so much for helping us! Thank you as well to Brandon and Ken! All the best and luck to your team!!!”

Heather OLeary

Google Review

“I am so happy that we found Dani at RMA! He is knowledgeable, honest and friendly! He offers excellent advice and goes above and beyond to provide you with outstanding, professional service! I highly recommend Dani at RMA!!!”

Benefit from Mortgage Refinancing

Whether you are looking to reduce your interest rate or gain access to funds quickly, refinancing your mortgage can be a game-changer. While refinancing may incur a financial penalty, it could potentially save you thousands depending on your circumstances.

  • Lower interest rate
  • Selling your home
  • Reduced monthly payment
  • Recover from bankruptcy
  • Big purchases (car, boat, second house, vacation, etc.)
  • Home renovations
  • Pay taxes
  • Education & tuition fees
  • Invest in retirement
  • Consolidate non-mortgage debt

Lets Chat Mortgage Refinancing

Is your mortgage up for renewal soon? Let’s talk about your refinancing options and goals. Get in touch with us today for your free, no-obligation quote.