Flexible Short-Term Mortgage Loans

In the face of fluctuating inflation rates and economic uncertainties, The Mortgage Firm of London, Ontario, is your trusted partner, offering 1, 2, and 3-year mortgage loans. These options are specially designed for those who seek financial flexibility in uncertain times. Whether you're adjusting to market changes or require a short-term financial bridge, our bespoke mortgage solutions are here to support your goals.

Understanding Your Mortgage Options Amidst Inflation

Deciding on the right mortgage term becomes even more critical amidst rising inflation. A 1-year mortgage from The Mortgage Firm gives you unparalleled flexibility, ideal in rapidly changing economic climates. Our 2-year option offers a middle ground for those seeking stability yet wary of long-term commitments. The 3-year mortgage is suited for individuals looking for a buffer against short-term economic fluctuations, while still keeping their options open. Our expert team in London, Ontario, is ready to guide you through these choices, helping you capitalize on current market and inflation conditions.

Navigating Inflation and Market Uncertainties with Expertise

Understanding how inflation impacts your mortgage is key in today's economy. The Mortgage Firm’s team of experts in London, Ontario, is equipped to help you navigate these complexities. We provide tailored advice and insights, ensuring you make informed decisions that align with your financial objectives in these unpredictable times.

Stay Informed on Current Mortgage Rates

With inflation and interest rates constantly evolving, staying informed is crucial. Contact The Mortgage Firm today to get the latest information on short-term mortgage rates. Our team is committed to providing you with up-to-date, personalized advice, helping you make the best decision for your financial situation.

Term Rate
1 Year Fixed 6.49%
2 Year Fixed 5.99%
3 Year Fixed 5.19%
4 Year Fixed 5.09%
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As of June 20, 2024

Individual rates vary based on several factors, including: down payment, term length, credit score and history. Contact us to find your exact rate.


A 1-year mortgage offers the highest flexibility with the shortest commitment, ideal for those anticipating significant changes in their financial situation or interest rates. A 2-year mortgage strikes a balance between flexibility and stability, suitable for individuals who prefer a moderate commitment. The 3-year mortgage provides more stability in your repayments and is a good choice for those who wish to lock in their rate for a longer period without committing to a long-term loan.

Inflation can impact interest rates, which in turn affects mortgage rates. Short-term mortgages like 1, 2, and 3-year terms can be advantageous in times of fluctuating inflation, as they allow borrowers to reassess and possibly refinance at the end of the term if rates become more favorable.

It depends on the homebuyer's financial situation and future plans. A 1-year mortgage can be beneficial for those who are unsure about long-term commitments or anticipate a change in income. A 2 or 3-year mortgage might be better for those seeking more stability in their initial years of homeownership while still keeping their options open for the near future.

Yes, at the end of your 1, 2, or 3-year term, you have the option to switch to a longer-term mortgage. This flexibility allows you to adapt your mortgage plan to changes in your financial situation or in the housing market.

Consider your financial stability, future income prospects, and tolerance for risk. A shorter-term mortgage may offer lower rates but requires more frequent renewals, which could be at higher rates depending on market conditions. Assess your long-term financial plans and how comfortable you are with the possibility of changing mortgage rates. Consulting with a mortgage advisor can also provide personalized insights based on your specific circumstances.

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Get started with your short term mortgage today

Take control of your financial future in these unpredictable economic times. Reach out to The Mortgage Firm in London, Ontario, for the latest on short-term mortgage rates and tailored advice.